Health Insurance, Explained Like a Human
No jargon. No sales pitch. Just clear answers about how health insurance really works in 2025.
Health insurance shouldn’t feel like a second language.
At Health-Insurance.guru, we believe everyone deserves to understand what they’re buying — before they buy it. Whether you get coverage through your job, buy it on your own, or are just trying to make sense of “deductible vs. copay,” you’ll find simple, plain-English explanations here.
We don’t sell insurance. We explain it — so you can make smart, confident decisions when it’s time to choose a plan.
Start Here — The Basics
If you’re just starting out or switching plans, start with these quick guides:
- How Health Insurance Works in 2025
- Deductible vs. Out-of-Pocket Maximum
- What Does Health Insurance Actually Cover?
The Affordable Care Act, Simplified
The ACA marketplace can be confusing — we’ll help you cut through the clutter.
- ACA Marketplace Plans Explained
- Bronze vs. Silver vs. Gold Plans
- How to Estimate Your Health Insurance Subsidy
Medicare Made Simple
If you’re turning 65 or helping someone who is, start here:
- Medicare vs. Medicare Advantage
- What Medicare Covers (and What It Doesn’t)
Coverage for Different Situations
Life changes — and so do your coverage options.
- Health Insurance for Freelancers and Gig Workers
- COBRA vs. Marketplace Coverage
- Short-Term Health Insurance: Pros and Cons
Get Smarter About Health Insurance — One Email at a Time
We’re building a newsletter for people who want to actually understand health insurance, not be sold it.
No spam, no sales — just short explainers and news you can use.
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Who We Are
We started Health Insurance Guru because we were tired of reading “guides” that felt written by robots or salespeople.
Our mission is simple: make health insurance understandable, one article at a time.
Disclaimer
Health-Insurance.guru provides educational information about health coverage in the United States.
We are not licensed insurance agents and do not sell insurance products.
Some links may lead to trusted partners or affiliates, but our editorial content is always independent.